Business loans

Business loans for entrepreneurs

We offer

Fair interests from 3%

From €250K to €5M

Max. duration 5 years

Fund your business from €250K to €5M

Growing your business takes time. And money. The former may be out of our hands, but we've got you covered with the latter. Where traditional banks have a more standardized approach, we look at your unique situation. Making it possible for us to fund young businesses as well as existing ones. So whether you need a mortgage for a new workspace, new equipment or extra staff, our business loans help you along. We take care of the finances, so you can do business.
Personal approach

We know our clients by name and understand their business needs. That’s what we do. We keep things personal. Together we find the perfect funding solution.

Fair interest rates

Our interest rates start at 3%. How? Thank our savers. We wouldn’t be able to offer such competitive rates without them.

No-fuss funding process

Go from application to approval in 4 easy steps. And because we know nobody likes waiting, you will know within days if we have a suitable solution.

What we offer to help your business

Business mortgages
For the purchase or refinancing of commercial premises for own use

Up to 100% LTV for energy level C or better

From € 250k to € 5m

Up to 100% loan to value

Working Capital Facility
Revolving credit facility for working capital purposes

Only in combination with a business mortgage

Combined loan amount up to €5M

Interest rates from 4% to 10%

Find out within 24 hours if we have a suitable solution for you

  • Introduction call
    First: let’s get acquainted. We set up a video call to discuss your business, your financial needs, and how we can help. No strings attached.
    Introduction call

    First: let’s get acquainted. We set up a video call to discuss your business, your financial needs, and how we can help. No strings attached.

  • Indicative proposal
    We get to work and find the right financial solutions for you. With the most competitive rate, of course. We’ll make you a proposal with the best options.
    Indicative proposal

    We get to work and find the right financial solutions for you. With the most competitive rate, of course. We’ll make you a proposal with the best options.

  • Credit application
    Find the right loan? Great. Now it’s time for the real deal: the credit application. We help you with all the (digital) paperwork.
    Credit application

    Find the right loan? Great. Now it’s time for the real deal: the credit application. We help you with all the (digital) paperwork.

  • Approved and funded
    When your application is greenlit, it’s time for you to review the completed deal documents. All good? You decide when you receive your funding.
    Approved and funded

    When your application is greenlit, it’s time for you to review the completed deal documents. All good? You decide when you receive your funding.

  • Partner with us

    Join us to find better, faster ways of giving credit to business owners. We’re here to help you and your clients’ businesses grow. Let’s discuss a client application or start the process to become a partner.
    Contact our team

    Code of Conduct

    As a member of the Dutch Banking Association, FIBR adheres to the Code of Conduct for Lending to small business. This code contains minimum standards that the bank must adhere to when providing business financing to certain entrepreneurs/companies. For more information download the Code of Conduct on the website of the NVB.
    Nederlandse Vereniging van Banken website
    We use our own and third-party cookies to personalize content and to analyze web traffic.

    Read more about cookies