BUSINESS LOANS FOR SMES FROM £10K TO £250K

Get approved for a flexible line of credit or invoice finance facility
in as little as 7 minutes.

Apply now
  • Credit lines from £10K - £250K

  • Offer in under 10 minutes

  • Only pay for what you use

  • Access funds as quickly as one business day

Your business, your terms.

Get the finance that’s fit for your business.

Invoice finance

Turn unpaid invoices into working capital with invoice finance

  • Borrow from £10K to £250K

  • Repay only when your invoices get paid

  • Single fee: 1 - 5% of each drawdown

Line of credit

Boost cash flow and manage disruption with a flexible line of credit

  • Borrow from £10K to £250K

  • Repayment term up to 12 months

  • Single fee: 4 - 17.5% of each drawdown

Business Loan

Cover large costs or grow your business with a business loan

  • Borrow from £50K to £250K

  • Repayment term up to 24 months

  • Fees: 4 - 6.5% set-up fee + 0.5 - 1.93% interest

The credit you deserve

Enjoy the flexibility of a business line of credit. Draw as you need and pay only for what you use.

No hidden costs.
No surprises.

When you draw down your available funds, you’ll be charged a clear-as-day one-off fee. No ongoing interest. No hidden fees.
No repayment charges. Like we said, no surprises.

Smarter credit-scoring.
Smarter credit.

By looking at more factors than traditional lenders, and seeing it from multiple angles, we’re able to provide the right amount of finance for your business, and a better rate.

Access your funds.
Instantly.

Once you’ve agreed to your credit line,
your funds are available to you immediately.
When you need them. It’s your credit,
why should you have to wait for it?

Is your business eligible?

  • Limited company, registered in the UK

  • £100k+ turnover

  • 1+ years in business

  • 51% of owners UK residents

How Fibr's capital product works

  • 1

    Get an initial offer in one minute

    Get an initial offer by filling in your company details, date of birth and residential address.

  • 2

    Complete your application in 5 minutes

    Connect your account via Open Banking and answer a few basic questions to complete your application.

  • 3

    Verify and sign contracts

    We’ll send you a quick digital identity verification, and once you pass this we'll send across your final contracts for digital signing.

  • 4

    Access more funds

    Once we've run our checks, usually within one business day, your funds can be drawn down instantly.

Get your offer in minutes

Time is money. Which is why you can get your firm offer in under 10 minutes, and access to funds in as little one business day.

Start your application →