Business finance, Finally fixed

Get approved for a flexible line of credit or invoice finance facility in as little as 7 minutes.

Apply now
  • Credit lines from £10K - £1M

  • Offer in under 10 minutes

  • Only pay for what you use

  • Access funds as quickly as one business day

Your business, your terms.

Get the finance that’s fit for your business.

Invoice finance

Access cash using your unpaid invoices and get paid on time, every time.

  • Borrow from £10K to £1M

  • Repay only when your invoices get paid

  • Single fee: 1 - 5% of each drawdown

Learn more

Line of credit

Cover large costs or grow your business with a flexible credit line

  • Borrow from £10K to £1M

  • Repayment term up to 12 months

  • Single fee: 4 - 17.5% of each drawdown

Learn more

Financing for

The credit you deserve

Enjoy the flexibility of a business line of credit. Draw as you need and pay only for what you use.

No hidden costs
What you see is what you get.

When you draw down your available funds, you’ll be charged a clear-as-day one-off fee. No ongoing interest. No hidden fees. No repayment charges. No surprises.

Smarter credit-scoring.
Smarter credit.

By looking at more factors than traditional lenders, and seeing it from multiple angles, we’re able to provide the right amount of finance for your business, and a better rate.

Access your funds.

Once you’ve agreed to your credit line,
your funds are available to you immediately.
When you need them. It’s your credit,
why should you have to wait for it?


  • Limited company, registered in the UK (excluding Scotland)

  • £100k+ turnover

  • 1+ years in business

  • 75% of ownership UK residents

How Fibr's capital product works

  • 1

    Apply online in 7 minutes

    Provide us with basic information about your business and connect your bank accounts and accounting software to get a firm offer. We’ll then run our verification checks and you’ll have access to your funds within one business day.

  • 2

    Instant access to funds

    Log into your dashboard and drawdown the funds you need. It’s that easy. Your cash will be in your business bank account instantly.

  • 3

    Automated repayments

    Pay back each drawdown with fixed monthly payments via direct debit over your approved term - 3, 6, or 12 months. You can even pay in early with no penalty fees.

  • 4

    Access more funds

    As you pay off your outstanding balance, your available funds are automatically replenished.

Fibr integrates with your accounting tools

FIBR integrates seamlessly with your online accounting software and bank accounts to determine the best loan rate and terms available to your business.

Get your offer in minutes

Time is money. Which is why you can get your firm offer in under 10 minutes, and access to funds in as little one business day.

Start your application →