Business finance, Finally fixed

Get approved for a flexible line of credit or invoice finance facility in as little as 7 minutes.

Apply now
  • Credit lines from £10K - £1M

  • Offer in under 10 minutes

  • Only pay for what you use

  • Access funds as quickly as one business day

Your business, your terms.

Get the finance that’s fit for your business.

Invoice finance

Access cash using your unpaid invoices and get paid on time, every time.

  • Borrow from £10K to £1M

  • Repay only when your invoices get paid

  • Single fee: 1 - 5% of each drawdown

Learn more

Line of credit

Cover large costs or grow your business with a flexible credit line

  • Borrow from £10K to £1M

  • Repayment term up to 24 months

  • Single fee: 4 - 17.5% of each drawdown

Learn more

Financing for

The credit you deserve

Enjoy the flexibility of a business line of credit. Draw as you need and pay only for what you use.

No hidden costs.
What you see is what you get.

When you draw down your available funds, you’ll be charged a clear-as-day one-off fee. No ongoing interest. No hidden fees. No repayment charges. No surprises.

Smarter credit-scoring.
Smarter credit.

By looking at more factors than traditional lenders, and seeing it from multiple angles, we’re able to provide the right amount of finance for your business, and a better rate.

Access your funds.

Once you’ve agreed to your credit line,
your funds are available to you immediately.
When you need them. It’s your credit,
why should you have to wait for it?


  • Limited company, registered in the UK (excluding Scotland)

  • £100k+ turnover

  • 1+ years in business

  • 75% of ownership UK residents

How Fibr's capital product works

  • 1

    Get an initial offer in one minute

    Get an initial offer by filling in your company details, date of birth and residential address.

  • 2

    Complete your application in 5 minutes

    Connect your account via Open Banking and answer a few basic questions to complete your application.

  • 3

    Verify and sign contracts

    We’ll send you a quick digital identity verification, and once you pass this we'll send across your final contracts for digital signing.

  • 4

    Access your funds

    Once we've run our checks, usually within one business day, your funds can be drawn down instantly.

Fibr integrates with your accounting tools

FIBR integrates seamlessly with your online accounting software and bank accounts to determine the best loan rate and terms available to your business.

Get your offer in minutes

Time is money. Which is why you can get your firm offer in under 10 minutes, and access to funds in as little one business day.

Start your application →