Get approved for a flexible line of credit or invoice finance facility in as little as 7 minutes.
Credit lines from £10K - £1M
Invoice finance facilities from £10K - £100K
Instant access to approved funds
Only pay for what you use
APR equivalent of 7.6 - 26.7%
4.0% fee of £4,000.00
£104,000.00 total repayment amount
Get your invoices paid now
Smooth your cashflow using your invoices. Get approved for a line of credit of up to £100k.
£10K - £100k credit line
Repayment term 3 or 6 months
Single fee: 1.5 - 7% of each drawdown(9.4 - 26.7% APR equivalent)
Personal guarantee and debenture
Get a cash injection
Cover larger costs, or grow your business with a pre-approved line of credit of up to £1m.
£10K - £1M credit line
Repayment term 12 months
Single fee: 4 - 10% of each drawdown(7.6 - 19.6% APR equivalent)
Enjoy the flexibility of a business line of credit. Draw as you need and pay only for what you use.
When you draw down your available funds, you’ll be charged a clear-as-day one-off fee. No ongoing interest. No hidden fees. No repayment charges. No surprises.
By looking at more factors than traditional lenders, and seeing it from multiple angles, we’re able to provide the right amount of finance for your business, and a better rate.
Once you’ve agreed to your credit line,
your funds are available to you immediately.
When you need them. It’s your credit,
why should you have to wait for it?
Apply online in 7 minutes
Provide us with basic information about your business and connect your bank accounts and accounting software to get your offer. We’ll then run our verification checks and you’ll have access to your funds within one business day.
Instant access to funds
Log into your dashboard and drawdown the funds you need. It’s that easy. Your cash will be in your business bank account instantly.
Pay back each drawdown with fixed monthly payments via direct debit over your approved term - 3, 6, or 12 months. You can even pay in early with no penalty fees.
Access more funds
As you pay off your outstanding balance, your available funds are automatically replenished.
Limited company, registered in the UK
1+ years in business
Less than 50 employees
75%+ ownership UK residents
FIBR integrates seamlessly with your online accounting software and bank accounts to determine the best loan rate and terms available to your business.